Total Visa® Card

Total Visa® Card Application Online

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Total Visa® Card


Basic APR: 19.92%
Credit Required: Bad, Very Bad
Balance Transfer: N/A
Annual Fee: $48
Default Rate:
Cash Advance: 19.92%
Grace Period: 25 days
Min. Finance Charge: $0
Late Fee: $29
Overlimit Fee: $25
Foreign Purchase:
Universal Default: No
Sign Up Fee: none
Account Set-Up Fee (one-time) : $56.00
Annual Fee: $48.00
Participation Fee (Monthly): $8.00
Program Fee (one-time): $96.00
Notes: The 25-day grace period applies only to purchases, not for cash advances.(*)
Terms and fees are subject to change. To view the current terms and fees click here: Total Visa Card